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Goods & Services Tax will be charged on the premium amount. The provisions of Income Tax Act, 1961 are subject to amendments made by the government from time to time. Tax benefits/savings are subject to provisions under section 80 C, 80 CCC, 80 D, 10(10A), 10(10D) and other sections of the Income Tax Act, 1961. 1.5 lacs under Income Tax Act, 1961 and tax benefit may vary from assessee to assessee. 46,800/- is calculated at the highest tax slab of 31.2%(including 4% cess) for an individual assessee on life insurance premium of Rs. Return of Premium as Final Benefit equal to 100% of Total Premiums payable will be paid at policy MaturityĤ.Tax benefit of Rs. Immediate Income starts from the end of 2nd year onwards till the end of Premium Payment Term. Benefits are guaranteed provided the policy is in force and all premiums are paid as and when due. Guaranteed Income is sum of Assured Income Installment Rs.49,750 + Loyalty Income Installment Rs. The above scenario has been calculated for a 25 year old individual who has opted for Canara HSBC Life Insurance Guaranteed Assured INcome - Early Income plan option and has chosen Premium Payment Term - 10 years, Income payout period - 39 years and Policy Term - 40 years, Income Payout Frequency - Annual and an Annualized premium of Rs. Benefits are guaranteed provided the policy is in force and all premiums are paid as and when due.ģ. The Policy will terminate after payment of this benefit.Ģ. In case of death of the Life Assured during the Policy Term, Sum Assured on Death basis the Coverage option opted, less cumulative monthly income(s) already paid shall be payable. Under this plan option, a Monthly Survival Income shall be payable at the beginning of each month, starting from the Policy Anniversary coinciding with or following the Life Assured attaining age 60 years (last birthday) which shall continue till the end of the Policy Term or the death of the Life Assured whichever is earlier. The monthly survival benefit mentioned is an example of Life Assured opting for Sum Assured as 1Cr under Life Secure with Income plan option. Trade Logo of Canara HSBC Life Insurance Company Limited (formerly known as Canara HSBC Oriental Bank of Commerce Life Insurance Company Ltd) hereinafter referred to as "Insurer" is used under license with Canara Bank and HSBC Group Management Services Limited.ġ. But if you are a gymĮnthusiast or a sportsperson, you are likely to have a higher BMI than others. Physiologically, you will need a few more measurements such as waist size to height, for a moreĮstimating weight simply indicates a possibility of obesity for normal individuals. However popular, BMI is not a reliable indicator of obesity, as it does not measure the fat level of theīody. Obesity is linked with a range of physical and mental health issues or lifestyle problems. The simplicity of the measurement makes it one of the most popular methods of assessing obesity inĪdults. Government in measuring the obesity levels of the population. Lambert Adolphe Jacques Quetelet a Belgian mathematician introduced the measure to assist the Surprisingly, the BMI was a brainchild of a mathematician and not a Ideal weight range also changes as per the heights of men and women.
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A short but fat person may weigh less than a tall but lean person. Body Mass Index is a ratio of your physical attributes – height and weight.